Our finance department is here to serve new and used car shoppers in the Phoenix area. We'll help ensure that you have a streamlined experience and can assist you in taking advantage of current Subaru incentives that you may be eligible for. Apply for financing online today using our secure form and reach out with any questions you have during the process!

Can Subaru Motors Finance Approve Me With Bad or No Credit?

Questions around credit scores in relation to buying a vehicle are common. The truth is that your credit score may be one ingredient, but there are other factors lenders use when reviewing finance applications for an auto loan.

Subaru Motors Finance may still be an option for an applicant who has no credit or imperfect credit. There are aspects that could improve your chances of qualifying, such as having a cosigner or a more substantial down payment. Plus, we work with subprime lenders who may be able to accommodate your auto financing needs as well. Due to this, we encourage all customers to either apply or go through the pre-qualification process.

Should I Lease or Finance?

At Camelback Subaru, we offer great deals on both auto leasing and financing-it's just a matter of your preferences. For example, customers who want to own their vehicle for the long-haul will typically do financing, while those who enjoy the option of driving a new car every few years may opt into leasing. There are benefits to both, so if you're debating on which is right for you, we'd be happy to give our insights and recommendations.

We're Ready to Serve You

There aren't any one-size-fits-all deals at Camelback Subaru. We work with a network of lenders who offer flexible terms, and we'll go over all of your options to determine the best fit for your needs.

Our finance partners also provide quick turnaround, competitive rates, and options for extended warranties to further protect your finances. Interested in learning more? Use our online contact form to send us your inquiries.

Your privacy is important to us.

Camelback Subaru takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

Camelback Subaru

1521 E Camelback Rd
Directions Phoenix, AZ 85014

  • Sales: 844-871-9465


  • Monday 8:00am - 9:00pm
  • Tuesday 8:00am - 9:00pm
  • Wednesday 8:00am - 9:00pm
  • Thursday 8:00am - 9:00pm
  • Friday 8:00am - 8:00pm
  • Saturday 8:00am - 8:00pm
  • Sunday 10:00am - 6:00pm